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Living On The Island Or Living In The Uk?


Snowflake
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UK house prices to rise over the next 5 years,

 

If you were thinking about jumping ship, this year would be the time to jump.

 

 

 

http://www.dailymail...ises-years.html

 

What is driving this visionary prediction about UK house prices?

 

A) Prospects of rising wages and and availability of cheap mortgages to fuel mass purchase of property at even higher prices on a wave of resurgent confidence about the future of the UK economy.

 

B) A huge dollop of wishful thinking from vested interests.

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I don't think a lot of people take account of the level of community charges in UK, they are quite a chunk cash, and I recently heard of someone away who was carted around about three hospitals because various ones didn't have this or that to treat the patient

 

Well rates are heading in one direction on the Island, and if you're a single occupier in England you get a 25% reduction. Electricity, internet, phones and fuel is cheaper. If you're able to live where you want in the UK then you could be better off than on the rock, even with the present lower tax rates.

 

And value for money when looking at houses in the south-west - no comparison. And it's a lot cheaper 'up north'!

 

For the VFO DX-er: http://www.rightmove...y-40305314.html just look at the take-off in pictures 2 and 4!

 

35453_10050990A_50990_IMG_01_0000_max_620x414.JPG

 

Or if you want a tad more style: http://www.rightmove...y-25543104.html

 

3027_100096004390_IMG_00_0000_max_620x414.jpg

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UK house prices to rise over the next 5 years,

 

If you were thinking about jumping ship, this year would be the time to jump.

 

 

 

http://www.dailymail...ises-years.html

 

What is driving this visionary prediction about UK house prices?

 

A) Prospects of rising wages and and availability of cheap mortgages to fuel mass purchase of property at even higher prices on a wave of resurgent confidence about the future of the UK economy.

 

B) A huge dollop of wishful thinking from vested interests.

 

Not sure ?

 

But yesterday all the apartments where the helicopter crash was were all sold, You can get 95% LOAN on new builds in the UK. Most of the below will be investments, Landlords buying up desperate sellers.

And 0.5% rate could be with us for the next 4- 5 years

Stampede for property at Battersea power station as £600MILLION worth of flats sell out in just four days

  • More than 600 properties sold between Thursday and Saturday
  • Prices start at £343,000 for a studio and rise to £6million for a penthouse
  • Total of 3,400 homes will be built on the site over next 15 years
  • 39-acre site overlooks 400metres of London's River Thames
  • Complex will be home to theatre, offices, gym, shops and spa
  • 25,000 new jobs will be created once site opens
  • Properties are to be sold on a 999 year lease

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And 0.5% rate could be with us for the next 4- 5 years

 

Maybe. There will always be hot spots. But you pay 5 or 6 times that for a mortgage now with the eventual prospect of it being much higher. Security of employment is a big issue.

 

I'd still lock in my rates for the next 5 years anyway.

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Well rates are heading in one direction on the Island, and if you're a single occupier in England you get a 25% reduction. Electricity, internet, phones and fuel is cheaper. If you're able to live where you want in the UK then you could be better off than on the rock, even with the present lower tax rates.

Although I agree rates will be going up here, they will be going up over there too.

 

As an example, my mother in law in uk pays over double the rates I pay here, even with her 25% sole occupancy discount. Her petrol is cheaper, but she has to drive further to do most things. Don't even mention the cost of car and house insurance, they are huge.

 

My brother in law and his wife earn very well pre-tax, but after tax, rates etc. they struggle to make ends meet. in a similar house over here, on the same gross wage, they would not struggle.

Edited by Cambon
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Domestic taxation in UK is now called Council Tax and not The Rates…There is the single person occupancy discount but also Council Tax Benefit.

 

This is a means tested benefit based on your ability to pay/personal circumstances and currently last I looked still permits you to have up to £16,000 in savings and still claim the Council Tax Benefit.

 

Many, many people either do not know that they can claim Council Tax Benefit or are too proud/dismissive…

 

These Old Dears who say they cannot pay the Council Tax or refuse and go to prison are deluded. If you need help and claim and qualify you will get help….and still hang on to your £16,000!

 

I am not sure if the Isle of Man system allows you to claim benefits so as to pay the Rates??? Does it?

 

 

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But why would anyone continue to pay the mortgage? Apparently if there's an exodus there'll be loads of houses lying empty so your own house would be repossessed and you just go and rent for a pittance, how do you like them apples?

 

Two banks have a high exposure to the Island's inflated house market. You can be sure they'll chase defaulters from there to hell and back again.

 

Personally speaking I'm not fussed as my mortgage is relatively small, but if I were in a different position and my mortgage was large I would just stop paying until the banks took possession and I would then rent, if the bank came chasing after me I would take them to court for causing the present economic situation and accuse them of breaking a moral contract, not sure how far I'd get with it but I'd give them feck all.

 

This is a cracking example of what a moron you are. What court will listen to your headcase ramblings about the banks being to blame for the economic situation? Here's your answer: you wouldn't get anywhere with that stupid argument, and they'd take everything you had. They would get their money from your wages, before you even got your pay packet (not that you'd have one as a road worker - if this situation happens you won't have a job because there will be no taxpayers paying for you).

Have you heard of bankruptcy?
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