Im sure the insurance payout by Auto Cycle Union Ltd, from the incident at the bottom of bray hill, ( which is still ongoing ), http://www.iomtoday.co.im/article.cfm?id=55894&headline=TT crash victims claim damages§ionIs=news&searchyear=2020 which has resulted in ( *currently only one claim so far ) will have massive increase in the insurance premium, so may well make the running of the TT un-economical / un realistic in financial terms/