Gee Cee Posted June 23, 2015 Share Posted June 23, 2015 A 2011 report into Road accidents published by the British government claims that the 'cost per accident' for a fatal road accident is £1,877,583. The cost of a 'serious' accident is put at £216,203. No doubt those figures will have gone up with inflation. If we add up the number of accidents that occur during the TT annual Festival of Death here on the Island, the total will be quite staggering. The accidents are caused by idiots. Idiots are attracted by the motorsport events that are held on the Island, and also the lack of a speed limit. The Island could save a fortune by stopping all motorsport events, and introducing a maximum speed limit of 50mph. Link to comment Share on other sites More sharing options...
Bobbie Bobster Posted June 23, 2015 Share Posted June 23, 2015 You seem to have as firm a grasp of economics as you do of influencing public opinion! Link to comment Share on other sites More sharing options...
Non-Believer Posted June 23, 2015 Share Posted June 23, 2015 And banning all drivers...and cars and bikes, and animals with no road sense.... Let's get everyone on foot and save a fortune. Link to comment Share on other sites More sharing options...
kevster Posted June 23, 2015 Share Posted June 23, 2015 And banning all drivers...and cars and bikes, and animals with no road sense.... Let's get everyone on foot and save a fortune. Until someone trips over the kerb and sues the council Link to comment Share on other sites More sharing options...
The Sick Moon Posted June 23, 2015 Share Posted June 23, 2015 Idiots are attracted by the motorsport events that are held on the Island So what's your favourite local motorsport event? Link to comment Share on other sites More sharing options...
IOMRS97 Posted June 23, 2015 Share Posted June 23, 2015 I don't know how road accidents, or 'collisions' as they have been re-named, are dealt with these days but it used to be the case that the hospital would send a bill to the insurance company in order to reclaim the expense incurred in treating accident victims. That of course deals purely with the economics of the situation and doesn't address the human cost of lives or life-changing injuries. But then I don't think it is likely that the human cost is given much thought - the old adage, "Accidents will happen" seems to be the response. Best option is to drive defensively and stay alert! Link to comment Share on other sites More sharing options...
spook Posted June 23, 2015 Share Posted June 23, 2015 Gee Cee makes a good point. Who bears the gross cost of each person injured or killed during the bloodfests each year? It looks to me, and I may well be wrong, that the Island takes the profit from these unnecessary things and leaves other governments, mostly the UK, to pick up the bills for the aftermath. Link to comment Share on other sites More sharing options...
HeliX Posted June 23, 2015 Share Posted June 23, 2015 Gee Cee makes a good point. Who bears the gross cost of each person injured or killed during the bloodfests each year? It looks to me, and I may well be wrong, that the Island takes the profit from these unnecessary things and leaves other governments, mostly the UK, to pick up the bills for the aftermath. Where do you get that info from? The majority of the cost falls on the insurers surely, not the UK Government? Link to comment Share on other sites More sharing options...
Chinahand Posted June 23, 2015 Share Posted June 23, 2015 When I've looked at it the insurance was totally inadequate - if the person survives but is disabled they are basically destituted and without the support of the state and charities etc would be in a pretty terrible position. If they die the widow and family have to start again with very little support from insurers. Link to comment Share on other sites More sharing options...
HeliX Posted June 23, 2015 Share Posted June 23, 2015 When I've looked at it the insurance was totally inadequate - if the person survives but is disabled they are basically destituted and without the support of the state and charities etc would be in a pretty terrible position. If they die the widow and family have to start again with very little support from insurers. I don't suppose you have the figures handy still? To be honest I sort of expect that the payout for injury would be low, given that we're in a country with socialist benefits. I think they would probably argue that there is not a huge amount of money required to "get by" once you factor in benefits etc. For payout on death I would've thought it'd be pretty high? I know mine is, simply from having life insurance via my job. And no, none of you are on the payout list so don't cut my brake cables. Link to comment Share on other sites More sharing options...
spook Posted June 23, 2015 Share Posted June 23, 2015 Gee Cee makes a good point. Who bears the gross cost of each person injured or killed during the bloodfests each year? It looks to me, and I may well be wrong, that the Island takes the profit from these unnecessary things and leaves other governments, mostly the UK, to pick up the bills for the aftermath. Where do you get that info from? The majority of the cost falls on the insurers surely, not the UK Government? See pot #10. It's why I wrote gross costs. Link to comment Share on other sites More sharing options...
rmanx Posted June 23, 2015 Share Posted June 23, 2015 Found this for 2012: https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/244913/rrcgb2012-02.pdf Link to comment Share on other sites More sharing options...
The Sick Moon Posted June 23, 2015 Share Posted June 23, 2015 don't cut my brake cables. Ah, you're a cyclist. Link to comment Share on other sites More sharing options...
HeliX Posted June 23, 2015 Share Posted June 23, 2015 don't cut my brake cables. Ah, you're a cyclist. No. Though I would like to get back into mountain biking. Can't say I'd ever want to cycle on the roads though. Cars and motorcycles have brake cables too. Link to comment Share on other sites More sharing options...
Chinahand Posted June 23, 2015 Share Posted June 23, 2015 When I've looked at it the insurance was totally inadequate - if the person survives but is disabled they are basically destituted and without the support of the state and charities etc would be in a pretty terrible position. If they die the widow and family have to start again with very little support from insurers. I don't suppose you have the figures handy still? To be honest I sort of expect that the payout for injury would be low, given that we're in a country with socialist benefits. I think they would probably argue that there is not a huge amount of money required to "get by" once you factor in benefits etc. For payout on death I would've thought it'd be pretty high? I know mine is, simply from having life insurance via my job. And no, none of you are on the payout list so don't cut my brake cables. Think this is the last time I looked - if you search Chinahand and insurance I think there's more. I seem to remember starting a thread on it a few years ago. Link to comment Share on other sites More sharing options...
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