Me and Mrs Trench had an enjoyable Christmas lunch on the steam train to Castletown today. Food was fine. As was the brief sojourn in The Sidings. (FWIW).
FWIW I applied for an HSBC credit card last week, it arrived today and has been activated. I don’t bank with them but do a bit of travelling. Belt and braces if my other cards are withdrawn.
FWIW popped into HSBC yesterday in Douglas, first time, and asked if I could obtain one of their credit cards without banking with them - answer was yes and the chap said same applies to Channel Is.