Wow, somebody got up out of the wrong side of bed this morning.
The "subjective bit" can mean you're not eligible for specific benefits, or the ones you are eligible may be significantly reduced to the point that the assistance is not adequate.
The appeal process is not guaranteed to go your way and it is not going to help with immediate financial needs. Even during normal times, you'd be waiting some time. I imagine they'll now have an influx of cases and there will be limitation due to the current circumstances.
No, by non-payment I did not mean class 2 self-employed. Self-employed people will already be familiar with NI requirements that relate to them specifically. I meant people who are normally employed, normally have ITIP and NI automatically deducted by their employer, and are now unemployed and living on savings. That is a different situation. However, even with class 2, it can be complicated by numerous factors at this exact moment in time due to individual circumstances.
All I am saying is, people currently out of work should be mindful about NI payments.